Friday, November 15, 2013

Health Insurance Deductibles Rise 26 Percent In Obamacare Exchange Policies: Over $6000 For Individuals And Almost $13,000 For Families

From Bloomberg, "Obamacare Deductibles 26% Higher Make Cheap Rates a Risk" by Alex Nussbaum:
Americans seeking cheap insurance on the Obamacare health exchanges may be in for sticker shock if they get sick next year, as consumers trade lower premiums for out-of-pocket costs that can top $6,000 a person.

Expenses for some policies can reach $6,350 for a single person and $12,700 per family, the most allowed by the health-care law, according to a survey by HealthPocket Inc. of seven states, including California and Ohio. That’s 26 percent higher than the average deductible in the seven states, and a scenario likely repeated across the country, said Kev Coleman, head of research and data at Sunnyvale, California-based HealthPocket.

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